Southern Oak Insurance Review

Adequate homeowners insurance is a must-have for any homeowner. However, there are many options, and it can be tough to decide which one is right for you. Below, you’ll find a review of Southern Oak Insurance for homeowners. This company is an excellent option for homeowners looking for a competitive price without sacrificing quality.

Southern Oak Insurance

Southern Oak Insurance logo
Click here to visit Southern Oak Insurance

Southern Oak Insurance Company is a Florida-based insurance company specializing in personal residential property coverage. It is a privately held company wholly owned and operated by Florida residents with home offices in Jacksonville, FL. The core strength of Southern Oak is its knowledge and understanding of the Florida Property Insurance Market with members of its executive team has over 100 years of insurance experience.

They offer a broad range of coverage plans for a competitive cost. The primary goal of the company is to provide excellent customer service. Whether you need help writing a claim or asking for an independent contractor, you can expect them to be available. They are there for you and will make every effort to get you back on your feet as soon as possible.

Southern Oak Homeowners Insurance

The Southern Oak Insurance review below takes you through several aspects of the company, including its pricing, company size, and services. Their Pricing and Service Southern Oak Homeowners Insurance has very competitive pricing. At the time of this writing, they offered the best home insurance deals for Maryland residents.

Rates start at just under $700 per year and go up from there depending on how much coverage you want to purchase. And in addition to being competitively priced, their customer service is top-notch. You can contact them at any time for questions or concerns. As a business with a wide range of coverage options, Southern Oak Insurance has the experience to be able to ensure that each customer is getting the right coverage for them.

Southern Oak Homeowners Insurance Pricing

Southern Oak’s pricing is reasonably competitive when compared with other home insurance companies. On top of this, the company offers some of the best coverage for the money. First, homeowners need to pay attention to what coverage is provided. Then, you’ll have to decide what level of coverage you need. Since Southern Oak is an insurance company, the coverage is fairly comprehensive. You’ll receive full coverage for items that could cause significant damage to your home. You also have to decide if you need to put a limit on what is included in the policy. You can cover basic things like roofs, siding, and trees, but you can’t ignore something like home exterior damage and vermin. When it comes to discounts, Southern Oak offers substantial savings over other companies.

Find cheaper car insurance rates!

More affordable insurance is out there!

Thousands of users saved up to $79 per month on their insurance.

Car insurance starting at

Prices vary based on your driving history, location, age, gender, etc.

Southern Oak Homeowners Insurance Pricing

This company is affordable, and its premiums are competitive for what you receive. A policyholder can purchase an affordable policy with a 30-day, one-time coverage guarantee. Moreover, the company can customize a policy to your specific needs.

After all, insurance policies don’t typically just work out for the customer. Additionally, the company pays premiums on all policies you have with them. This ensures that you receive the coverage that you pay for. Additionally, this means that if a policyholder in your area has a catastrophic claim, the company will pick up the tab for the entire claim. All of this is good news for the customer. So what’s not to like about Southern Oak Insurance? The insurance company’s customer service is not top-notch.

Southern Oak Homeowners Insurance Coverage

If you’re one of the millions of homeowners in America, you probably live in one of these eight metro areas: Atlanta Boston Charlotte Dallas Detroit Greenville, SC Houston Lubbock, TX As a direct result, you probably don’t have access to any insurance agents. So, you’ll need to do your own research. Luckily, Southern Oak provides a handy summary of coverage, on average, for the area you live in.

To see how Southern Oak compares, check out their original review here. Policy Details So, what makes this company stand out? The first and most notable advantage is the competitive pricing. By signing up with Southern Oak, you’ll save hundreds of dollars on your homeowner’s insurance. Most insurance companies charge around $900 for their cheapest policy.


Southern Oak Homeowners Insurance has the right combination of pricing and features. In this review, we’ve tried to address the question of how much to pay for homeowners insurance. We’ve also tried to find out how many claims were filed by Southern Oak Homeowners Insurance. However, before you decide to switch to Southern Oak Homeowners Insurance, you need to check your current policy. Is Your Home Worth It? If your home is worth a lot of money, you may not have any problems getting the coverage you need.

However, if you’re thinking of buying a home and saving for the future, it might be wise to pay the premium you need and let the value of the home determine what you pay. Covered By Southern Oak Homeowners Insurance A few things to note about your policy.

Check out some of our other homeowner insurance reviews