Mitsubishi Eclipse Cross Insurance Cost

The Mitsubishi Eclipse Cross is well-known for its low pricing and athletic design. Along with its older model year and various insurer alternatives, these considerations will likely keep your Eclipse insurance costs around the $1,300 per year average. By comparison, the comparable Acura ILX is available for $2,148 per year.

How do I compare insurance for the Eclipse?

Mitsubishi Eclipse Cross Insurance Cost - Mitsubishi Logo

As a defunct vehicle model, the Eclipse has a cheap sticker price and a plethora of insurer options, which may help keep premiums low. However, you may choose to get additional comprehensive and roadside assistance coverage owing to this vehicle’s theft history and the moderate likelihood of a breakdown.

Consider the following factors while you buy insurance:

  • Body type. Mitsubishi’s Eclipse model line includes a convertible, coupe, and now a crossover utility vehicle (CUV) dubbed the Eclipse Cross. By selecting the Eclipse convertible, you agree to pay a higher insurance premium owing to the vehicle’s higher MSRP and theft rate.
  • Fuel. This vehicle does not have exceptional fuel efficiency, with a combined rating of 20 to 23 miles per gallon..
  • Maintenance. Numerous owners have lodged concerns about this vehicle, the most serious of which being gearbox failure in the 1999 and 2001 versions. These incidents have resulted in repair costs of up to $2,500.
  • Theft. This vehicle has a theft history, with rates as high as five to seven thefts per 1,000 vehicles produced. That becomes a mark against the vehicle in the eyes of your insurance.
  • Coverage. Due to the cheap cost of this defunct model, the Eclipse may not require a specific policy or several add-ons. Consider full coverage in the event of theft, collision to protect against additional physical damage, and roadside assistance in the event of a breakdown.
  • Insurer options. The majority of insurance providers will cover this vehicle, providing you a variety of alternatives to explore.
  • Warranty. Mitsubishi’s five-year warranty is no longer valid on this car, since it was phased out in 2012. You will be responsible for any repairs and service.

Does the Mitsubishi Eclipse qualify for discounts?

The Eclipse includes numerous standard safety measures that might help you save money on your insurance premiums:

  • Airbags
  • Anti Lock brakes
  • Antitheft device
  • Electronic stability control
  • Daytime headlights
  • Emergency trunk release
  • Traction control
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How reliable is the Mitsubishi Eclipse?

Owners of older Eclipse models may be concerned about repeated recalls and transmission concerns. However, 2010, 2011, and 2012 models have received fewer complaints and have a good safety rating.

  • Safety. The 3029 Eclipse Cross was named the best safety choice by the IIHS. The NHTSA, on the other hand, has awarded the Eclipse Spyder a Good crash worthiness rating and a Moderate grade for the car’s head restraints and seats.
  • Reliability. Certain owners report concerns with older model years, including costly gearbox failures and braking problems. The 2012 model has had far less reported issues.
  • Recalls. The vehicle has been subject to several recalls due to issues with the brakes, fuel system, battery cables, and steering. However, it has a lengthy production history, and the most recent versions are free of recalls.

Bottom line

For a sports vehicle, the Eclipse has a low sticker price due to its discontinuation, which provides insurers with an incentive to decrease premiums due to lower repair expenses. Older models, on the other hand, have a number of dependability and maintenance concerns to consider.

For another car insurance review, visit our review of Acura ILX Car Insurance Cost.