Mini Cooper Insurance Cost

For the 2021 Mini Cooper, the average cost is $152.30 a month — or $1.827.57 a year. Your exact expenses depend on your history of driving, your car model, your location, and other factors.

About the Mini Cooper

Mini Cooper Insurance Cost - Mini Logo

Since 1961 the Mini Cooper has been around. The subcompact automobile is famous for its sporty manipulation, turbo-loaded motors, and premium interior.

The North American Car of the Year was named the Mini Cooper in 2003. More than 300,000 Mini vehicles were sold worldwide in 2012 and the biggest market was the United States, with more than 66,000 sales.

Today, over 100 mini dealerships are dispersed throughout the United States, and four distinct Mini funding and leasing schemes assist you to get behind the wheel.

Mini Cooper money-saving safety features

If your MINI Cooper is equipped with these safeguards, you might save money on vehicle insurance.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

Special savings with Liberty Mutual

Since Mini presently has an agreement with Liberty Mutual, your premium and extra coverage choices like:

  • Genuine Mini replacement parts
  • Towing back to the nearest Mini dealership
  • Accident forgiveness
  • 24-hour claims service
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Car insurance starting at

Prices vary based on your driving history, location, age, gender, etc.

How safe is the MINI Cooper?

The 2017 Mini Cooper was designated Top Safety Pick Car by the Highway Safety Institute (IIHS). In all crash testing, the IIHS issued excellent ratings, the best possible grade. The Mini Cooper has been granted a 4-star Overall Safety Rating by the National Highway Traffic Safety Authority (NHTSA). The NHTSA scored four stars out of five for all MINI Cooper crash testing.

In 2017, the Mini Cooper was classified as ninth in its Top 10 Least Stolen Used Car List by the National Crime Insurance Bureau.

How does the Mini Cooper compare to other car models?

The MINI Cooper is exactly in the center of our list of 360 priciest vehicle models from a pricing point of view.

For additional car insurance review, check out our review of Fiat 500 Insurance Cost.