Lincoln MKZ Insurance Cost

A Lincoln MKZ insurance cost is averaged at $220 a month or $2640 per year. Depending on your driving record, the number of miles you travel in a year and other considerations, your real price might be higher or less.

About the Lincoln MKZ

Lincoln MKZ Insurance Cost - Lincoln Logo

Since 2006 the Lincoln MKZ is in its second generation. Until 2007 Lincoln rebranded the model MKZ, it was called the Lincoln Zephyr. The premium mid-size automobile is noted for being smooth and fast. A Lincoln MKZ hybrid for higher fuel economy is available.


In accordance with the safety rating, volume rates, replacement prices and general susceptibility to damage, Lincoln MKZ insurance providers decide the cost. Insurance prices may fluctuate based on the history and location of a motorist. Lincoln customer quotations from several insurance companies should be collected in order to discover the minimum rate before committing. Shoppers from Lincoln MKZ should also study and check whether they qualify with each insurance provider for insurance savings.

Lincoln MKZ money-saving safety features

If it is fitted with these safety measures, you can save money on Lincoln MKZ insurance cost.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system
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Prices vary based on your driving history, location, age, gender, etc.

How safe is the Lincoln MKZ?

The National Autobahn Traffic Safety Authority rated Lincoln MKZ 2017 a 5 Star overall safety rating (NHTSA). In the side collision test by the NHTSA, the car got five stars in the highest grade. The organization’s rollover crash test and frontal crash test likewise received four stars. The Lincoln MKZ was designated a Top Safety Pick+ vehicle by the Insurance Institute for Highway Safety (IIHS). For all Lincoln MKZ crash testing the IIHS got excellent ratings, the best grade allowed.

A blind spot monitoring and side mounted airbags and antilock brakes feature Lincoln MKZ’s newest model.

In 2013, there were only 24 Lincoln MKZ models stolen. That is a 0.9 theft rate based on the number of MKZ models produced that year.

How does the Lincoln MKZ compare to other car models?

From a price standpoint, the Lincoln MKZ ranks right in the middle of our list of the 360 priciest car models to insure.

Check out our review of BMW 8 Series Insurance Rates.