Lincoln Aviator Insurance Cost

With a starting price of $51,100, the yearly price of Lincoln Aviator insurance cost -to-base-car price ratio is 4%, which is in line with the national average. Lincoln Aviator owners may qualify for a reduced premium – for a luxury vehicle, that is. Due to the model’s resemblance to the Lincoln Navigator, you may encounter the same insurance premium of $159 per month or $1,908 per year, which is almost $600 more than the national average.

How do I compare insurance for the Aviator?

Lincoln Aviator Insurance Cost - Lincoln Logo

Although the Aviator’s stately form has reduced your premium, it still demands luxury coverage. Additionally, this model is said to have mechanical issues, most likely as a result of poor manufacture. Consider the following while looking for an insurance company for your Lincoln Aviator insurance cost:

  • Body type. Your insurance should give the SUV a thumbs up since its enormous size may help it survive a collision.
  • Fuel. Expect nothing less than SUV-level fuel economy with the Aviator’s combined fuel economy of 20 miles per gallon, unless you choose for the plug-in hybrid.
  • Theft rates. Expect nothing less than SUV-level fuel economy with the Aviator’s combined fuel economy of 20 miles per gallon, unless you choose for the plug-in hybrid.
  • Maintenance. The major source of worry is mechanical failure reports, which result in a high return rate to manufacturing facilities. Ford is working tirelessly to assess and address any concerns in order to reintroduce the vehicles to the road.
  • Coverage. Any luxury car may require a luxury insurance, which provides agreed value coverage and increased limits to safeguard the investment you’ve made in your premium vehicle.
  • Insurer options. You’ll have fewer insurance alternatives for a luxury automobile, which may result in a higher premium.
  • Warranty. Lincoln provides a four-year, 50,000-mile standard warranty as well as unlimited miles roadside support.

Does the Lincoln Aviator qualify for discounts?

The manufacturer outfits the Aviator with a variety of safety features that may qualify for auto insurance savings, including the following:

  • Antitheft
  • Anti Lock brakes
  • Airbags
  • Driver assistance
  • Seatbelt pretensioners
  • Stability control
  • Electric vehicle discounts for the hybrid

Why is Lincoln Aviator insurance cost so expensive?

This SUV is far more expensive than a typical automobile and requires luxury insurance. Drivers will enjoy a 400-horsepower, twin-turbocharged V6 engine — more power than is often seen in a vehicle of this class — which results in higher insurance premiums.

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How reliable is the Lincoln Aviator?

Although the Aviator has high safety standards, it has already encountered several unsolved production issues.

  • Safety. Top safety agencies have not yet assessed the forthcoming model, although its brother, the Navigator, has a 5-star rating from the National Highway Traffic Safety Administration.
  • Reliability. According to J.D. Power, the Aviator has an above-average projected dependability rating of 3.5 out of 5 stars.
  • Recalls. The Aviator’s debut was rough, with thousands of vehicles having technical issues. Ford is addressing the model’s issues, which may be the result of production mistakes.

Bottom line

The luxury Lincoln Aviator was projected to have strong safety ratings, resulting in a premium that was estimated to be slightly more than the class average. However, unless Ford addresses its present mechanical issues, the company’s safety ratings may suffer.

Check out our reviews of Jaguar XE Insurance Rates.