Lexus LC Insurance Cost

According to our study, the average cost of Lexus LC insurance is about $204 per month, or $2,448 per year. Your exact cost may vary based on your driving record, the number of miles you drive each year, your age and gender, and other considerations.

How to compare insurance for the Lexus LC

Lexus LC Insurance Cost - Lexus Logo

Consider the following criteria while comparing Lexus LC insurance options:

  • Price. Because the Lexus LC is a luxury sports vehicle, you may expect to spend more for insurance than the national average. However, be cautious of cutting corners on insurance coverage. If you need to make repairs and just have limited coverage, you might wind yourself with a big price.
  • Deductible. While a larger deductible may decrease your monthly premium, repairing your Lexus may result in significant out-of-pocket expenses for you in the future.
  • Coverage. Due to the high cost of repairs, luxury automobile owners frequently choose for additional coverage choices over the state minimum requirements. If you reside in a region prone to flooding, hurricanes, or theft, you may want to add collision coverage to offset the high cost of repairs associated with the Lexus LC, as well as comprehensive coverage.
  • Manufacturer offers or other discounts. The Lexus LC includes several safety measures that may help you save money on your monthly insurance rate.

What factors affect car insurance for the Lexus LC?

Insurance premiums for luxury sports vehicles such as the Lexus LC can be more than for other makes and models, both because repairs can be costly and because sports car drivers are regarded to have a higher risk of speeding.

However, the luxury automobile has standard safety equipment such as a backup camera, anti-lock braking system, and a 10-airbag system, which may qualify you for a premium discount.

In general, the more luxurious package you add to your Lexus LC, the greater the car’s worth — and the more expensive it is to insure.

Driver factors and insurance costs

Apart from the brand and model of your vehicle, your auto insurance premiums may be affected by your age, gender, region, credit score, and accident history. Additionally, drivers of designer sports vehicles such as the Lexus LC are frequently deemed to be a larger risk for speeding, which may result in a rise in your rates.

Does the Lexus LC qualify for discounts?

Apart from qualifying for a new car discount, the Lexus LC includes a number of safety features that may help you save money on your monthly premium, including the following:

  • Anti-lock brakes
  • Stability control
  • Emergency braking assist
  • Blind spot and lane departure warnings
  • Comprehensive airbag system
  • Seat belts with automatic pretensioners that engage in a collision
  • Ignition disable device when manufacturer’s key is not detected
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Prices vary based on your driving history, location, age, gender, etc.

Reliability and safety ratings for the Lexus LC

JD Power rates the Lexus LC a 4 out of 5 for dependability, which is unsurprising given that the majority of Lexus cars score above average in this category.

Due to the Lexus LC’s recent introduction, official safety testing data are not yet available. This sports vehicle does include a number of safety systems as standard, including stability control, anti-lock brakes, and automated seat belts.

There is one recall affecting 2018 Lexus LCs. Damage to the pulsation damper in one of the high-pressure fuel pumps may occur on 2018 Lexus LC vehicles equipped with a 5.0L V8 engine and two high-pressure fuel pumps. This damage may cause gasoline leaking, which may end in a fire.

The Lexus LC series maintenance

As is the case with many premium sports cars, the Lexus LC achieves higher fuel economy than most SUVs, trucks, and vans, particularly on the highway. This model gets an average of 26 mpg in the city and 35 mpg on the highway.

However, premium vehicles such as the Lexus LC may be rather costly to maintain:

  • An oil change for your Lexus LC could cost you around $110.
  • The average cost of replacing brake pads on a Lexus LC is around $180 per axle.

Bottom line

A Lexus LC will almost certainly cost more to insure than the national average, owing to the vehicle’s high purchase and service costs. As a luxury sports car, it is also regarded to have a higher risk of speeding and accidents, which may result in an increase in your insurance costs. However, the range of standard safety features on this Lexus model may help you qualify for certain savings.

For another car insurance review, Visit our review of BMW 8 Series Insurance Cost.