Kia Rio Insurance Cost

According to the research, the average monthly insurance rate for a Kia Rio is $187 – that’s $2,244 per year. The price you pay might be more or lower based on several criteria like your driving record, the number of miles you travel each year, and other considerations.

About the Kia Rio

Kia Rio Insurance Cost - Kia Logo

The Kia Rio has been on the market since 2000, and its fourth-generation version is presently available. Because the subcompact car is recognized for its strong engine, luxury interior, and nimble handling, it’s commonly described as fun to drive. There are two primary body styles of the Kia Rio in the United States: a hatchback and a sedan.

Insurance companies set the insurance cost for a Kia Rio according to many factors, including vehicle safety ratings, the likelihood of theft, the cost of replacement, and general damage susceptibility. Insurance premiums are dependent on the history and location of the motorist. If you want to obtain the lowest possible insurance rate, you should try to get quotations from many different insurance providers.

In addition, customers looking to purchase a Kia Rio should conduct thorough research to find out if they are eligible for insurance savings with each insurance provider.

Kia Rio money-saving safety features

If your Kia Rio is equipped with these safety features, you may save money on vehicle insurance.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system
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How safe is the Kia Rio?

The Insurance Institute for Highway Safety (IIHS) rated the Kia Rio an A+ for the moderate overlap front test, a C for the rear crash protection test, and an A for roof strength. For the side impact crash test, the IIHS gave the Kia Rio a marginal score due to its tiny overlap test result but gave it an acceptable score for the test overall. Overall, the Kia Rio received a 4-Star rating from the National Highway Traffic Safety Administration (NHTSA). The 2017 Kia Rio received four stars for its frontal and rollover crash test results, both of which garnered a perfect score from the NHTSA. A separate vehicle inspection evaluated the side crash test for the Kia Rio and gave it five stars.

NHTSA estimated that in 2012, the Kia Rio was among the top 10 stolen automobiles in the country. According to the Federal Bureau of Investigation, there are about 2.7 thefts per 1,000 Kia Rio vehicles.

How does the Kia Rio compare to other car models?

The Kia Rio comes in the middle of our list of the 360 most expensive car models to insure on a pricing basis.

Visit our review of Hyundai Accent Insurance Cost for another car insurance review.