Kia Optima Insurance Cost

Kias are reasonably priced to acquire but are more expensive to insure. According to the average cost of an Optima, insurance is $181 per month ($2,172 per year). Insurance costs are 9.8% of the car’s base price, compared to the national average of 4%.

About the Kia Optima

Kia Optima Insurance Cost - Kia Logo

Kia Optima is presently in its fourth generation, having been around since 2000. People recognize medium cars for their affordable base price, ample interior space, and top-of-the-line components.

A hybrid version of the Optima is available. For two years, the Kia Optima has been the top-ranking car among the world’s auto experts and is known as the World’s Best Car.

Kia Optima money-saving safety features

If your Kia Optima is equipped with these safety features, you may save money on car insurance.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system
  • Anti whiplash
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How safe is the Kia Optima?

The Insurance Institute for Highway Safety (IIHS) selected the Kia Optima as a Top Safety Pick vehicle. The IIHS evaluated all the crash tests and gave them all a good grade, which is the best attainable. NHTSA gave the Kia Optima five stars in overall vehicle safety and scored the highest in all crash testing.

The 2012 list of the 20 most stolen new cars by Forbes Magazine ranks the Kia Optima at number 18. The number of thefts on the Kia Optima is about equal to 2.39 per 1,000 units.

How does the Kia Optima compare to other car models?

Kia Optima is exactly in the center of our list of the 360 most expensive car models to ensure when it comes to pricing.

For additional car insurance review, check out our review of Honda Accord Insurance Cost.