Jeep Wrangler Hybrid Insurance Cost

The world’s most renowned off-road vehicle, the Jeep Wrangler, will be getting a plug-in hybrid version for the 2020 model year. Using the plug-in when doing errands in the city makes the vehicle all-electric, while enhanced fuel-efficient gas engine power assures you won’t be stranded when you take it off-road. In 2020, the Jeep Wrangler Hybrid insurance cost is projected to cost around $270 to $300 per month, somewhat more than the $250 that insurance for the base Wrangler will cost. Insurance is much more expensive in this company, due to the large market price, with an annual cost-to-base ratio of around 8-10%, far above the norm of 4%.

How do I compare insurance for the Wrangler Hybrid?

Insurance providers look at several different aspects when calculating your insurance premiums, including vehicle-specific characteristics. Here are some of these:

Jeep Wrangler Hybrid Insurance Cost - Jeep Logo
  • Body type. The Wrangler Hybrid’s tough, off-road body style is maintained. It’s possible that you’ll have to pay more for insurance, since you engage in riskier activities, even if you don’t drive your vehicle on the road.
  • Fuel. A plug-in hybrid that is intended to run on all electric power for around 20 kilometers is currently under development. The total fuel economy should be just over 22 mpg thanks to the better mileage when driving on petrol. Because of the cost of insuring hybrids, they are slightly more expensive.
  • Theft rates. Many stolen Jeeps might make insurance on the Wrangler Hybrid more expensive. The Hybrid is a spinoff model of the Wrangler, however it will certainly be negatively affected by the higher insurance theft rates associated with the Wrangler.
  • Maintenance. The average annual maintenance cost of a Jeep Wrangler is about $694, as reported by Repair Pal’s website. A percentage of your cost will depend on how much off-roading you undertake.
  • Coverage. Collision and comprehensive coverage should definitely be included on the new Wrangler. If you’ll be frequenting rugged terrain, you should ensure your car is protected by both collision and comprehensive coverage.
  • Warranty. Both the three-year, 36,000-mile warranty and the five-year, 60,000-mile warranty come with a five-year, 60,000-mile powertrain warranty. Even though the extended warranty includes limitless roadside help, you should choose to use your insurance’s roadside assistance if you don’t have the extended warranty.
  • Manufacturer offer. When it comes to older models, discounts, such as an advertised 3.75% APR for 60 months, or cash back incentives, are often available.

Why is Jeep Wrangler Hybrid insurance cost so expensive?

Because of a combination of reasons, insurance for the regular and hybrid Wranglers is more than average: frequent and expensive repairs, increased theft risk, and greater off-road driving potential. Hybrids are more expensive to insure, which is why you should expect insurance premiums for the hybrid version of this popular SUV to be a bit more.

Does the Jeep Wrangler Hybrid qualify for discounts?

You should check with your insurance carrier to see whether the vehicle-specific savings on the hybrid Wrangler include you.

  • New car discount
  • Electric vehicle discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Seatbelt pretensioners
  • Passive restraint discount
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How reliable is the Jeep Wrangler Hybrid?

Safety and dependability ratings will be applied to the 2020 Wrangler Hybrid once it has been on the market for a year, however they are anticipated to be quite comparable to prior Wrangler rating standards.

  • Safety. For the 2017 model year, the last time the Insurance Institute for Highway Safety (IIHS) has given the Wrangler a safety rating was in 2017. Crashworthiness from the front was rated acceptable, but poor from the side. Furthermore, the headlights were given a rating of bad.
  • Reliability. In J.D. Power’s review of SUVs, the 2019 Jeep Wrangler received a score of 70, placing it 14th on the list. This product has a dependability rating of 65 out of 100. The 2019 Wrangler gets a 6.9 out of 10 from US News, with an undisclosed dependability rating.
  • Recalls. In August 2018, FCA US issued two separate recalls for the 2018 and 2019 Jeep Wrangler JL. Despite the safety issues surrounding the recalls, FCA has no knowledge of any injuries or accidents resulting from the recalls.

Bottom line

The legendary off-road vehicle, the Jeep Wrangler Hybrid, is a plug-in hybrid variant. There will be no higher safety and dependability ratings or cheaper insurance prices as a result of the improved fuel economy and all-electric operation for vehicles with low miles.

Comparing insurance providers can allow you to get the best cost available for your new Wrangler Hybrid.

You can also take a look at our review of Jeep Gladiator Insurance Cost.