Ford F-150 Insurance Cost

The Ford F-150 was launched in 1947 and is currently the top-selling truck in the United States and is largely regarded as the greatest all-around truck on the market. The price begins at less than $30,000. Depending on your model and building choices, it can soon surpass 60,000$.

The Ford F-150 car insurance premium, which means approximately $500 over the national average of $1,318, on average, is 157$ per month or 1,884$ per year. Your real costs might be different since a number of drivers, region and vehicle-specific factors impact the price of the auto insurance.

How to compare insurance for the Ford F-150

Ford F-150 Insurance Cost - Ford Logo

The Ford F-150 is the leading truck currently sold in the US and is considered the biggest all-round vehicle on the market, introduced in 1947. The pricing starts at less than 30,000 dollars. It can rapidly exceed $60,000, depending on your model and construction options.

The Ford F-150 insurance fee, meaning an average of $157/month or $1,884/year for about $500 over the national average of $1,318. Your actual expenses may be different since the price of car insurance is affected by a variety of driver, area, and vehicle-specific factors.

  • Price. Each provider promises the best pricing, which is not necessarily correct because coverage may vary from policy to policy. When receiving a quotation, use the same vehicle and driver details to compare costs with the same coverage.
  • Deductible. Each provider promises the best pricing, which is not necessarily correct because coverage may vary from policy to policy. When receiving a quotation, use the same vehicle and driver details to compare costs with the same coverage.
  • Minimum coverage. Each state has various minimum coverage standards. Before committing to a policy, be sure the minimal levels of your state are reached.
  • Additional coverage. Other coverage alternatives such as medical expenses protection or personal injury protection are available from certain providers. Make sure you have any alternatives you want when you receive quotations.
  • Extras. Find out which features and additional options are included in your insurance. Forgiveness for accidents and deduction for disappearing are two of the numerous choices.
  • Restrictions. Find out whether your coverage gaps or refused claims have any limits.
  • Manufacturer offers or loyalty discounts. Ask your distributor whether you have the right to provide factory incentives or loyalty schemes.
  • Warranty. Find out what is your manufacturer’s coverage or extended warranty to prevent overlap payment.

What factors affect car insurance rates for Ford F-150?

Whereas drivers and locations might impact your risk of accident, the vehicle you drive has a far greater role to play. And since insurance companies calculate your rates based on the opportunity and costs of submitting claims, your choice of product and model will impact the coverage price directly. The Ford F-150 is taking action here:

  • Body type. The F-150 is a four-door rock-solid pick-up that would stand firm in an accident. This might reduce coverage costs.
  • Type of car. Pickups are normally meant to carry freight, tow, offroad and other vehicle-driven activities. This generally results in increased insurance rates.
  • Theft. Some of the most often stolen cars surrounding the Ford F-Series are trucks that may make them more insurance-prone.
  • Repairs. Although repairs should be inexpensive, pickups are typically heavily used and may take more frequent maintenance which may increase insurance costs.
  • Safety ratings. The F-150 is well protected and has a robust construction that would safeguard passengers when an accident occurs. The cost of coverage might be reduced.
  • Fuel type. The F-150 comes both for gas and diesel but is cheaper to insure for the gas variant.
  • Trim & packages. Choosing trimmings or power-enhancing packages may result in more costly insurance. However, it may lower rates if features are included that increase safety or visibility.

Ford F-150 money-saving safety features

If it comes with these safety features, you can save money on auto insurance for your Ford F-150.

  • Airbags
  • Anti-lock brakes
  • Anti-theft device
  • Parking sensors
  • Surround view camera system
  • Daytime running lights
  • Electronic stability control
  • Seatbelt pretensioners
  • Rear backup sensors
  • Lane-departure warning systems
  • Adaptive cruise control

Does the Ford F-150 qualify for auto insurance discounts?

Depending on the supplier you pick, your car may be eligible for different auto insurance savings. The actual reductions you receive, however, may vary by region, service provider, choices, and other variables. Here are some of the Ford F-150: The following:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount
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Ford F-150 safety & reliability ratings

The 2018 Ford F-150 contains a 9.8/10 for safety, according to U.S. News and J.D. Power. This grade has a 5/5 star safety rating of NHTSA and is supported by the top ratings in each class of the IIHS.
The Forder F-150 2018 offers U.S. News and J.D. Power a 3/5 star rating. However, your experience may differ based on your model pick and how you drive it.

Ford F-150 maintenance

The F-150 is a heavy-duty truck intended to handle nearly everything. The F-150 is a very dependable vehicle and needs little maintenance to maintain it on the highways because it is commonly used as a working truck. However, it is vital to keep to a normal maintenance plan because it might be susceptible to more use than other vehicles. What is to be expected here:

  • While a modern F-150, Ford typically advises ice changes every 5000–10000 miles, with an Intelligent Oil Life Monitor. In other words, oil should have changed more regularly in cars under severe use.
  • Oil modifications should cost from $100 to $200, but, depending upon where you get the service your pricing may vary.
  • For further facts on the Ford F-150 service schedule, see your owners’ handbook.

Is an extended warranty worth it for the Ford F-150?

A standard 3/36,000-mile warranty and a 5-year 60,000-mile drive guarantee are included with the F-150. Five years/60,000 miles of corrosion protection and roadside support are also included for new automobiles.

Ford provides the same purpose as an extended guarantee for a number of extended plans for services. The protection varies according to your chosen plan, but the costs of unforeseen repairs are covered by all choices. It comprises OEM part substitutions, qualified Ford technicians’ servicing, 24-hour roadside support, and car rental allowances. Ford offers the recommended and planned service two maintenance plans.

About the Ford F-150

The Ford F-150 was introduced to prevent certain limits on emissions from occurring in 1975. The Ford F-150 is the most popular Ford F-Series vehicle. The pick-up truck is noted for its strong turbo-loaded motor, large seating, and nimble performance. According to, the Ford F-150 is the finest total half-ton truck. More than 820,000 sales were made in the US in 2016.

Bottom line

The F-150 has been designed as a sturdy yet convenient all-purpose truck and is now the best-selling vehicle in the country. You should not have difficulty getting coverage for the F-150, with a variety of safety features and crash testing scores. Find out the greatest bargain for you in insurance.

For another car insurance review, Visit our review of Chevrolet Silverado Insurance Cost.