<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>QuoteYeti · The Dispatch</title><description>Independent insurance research and reporting from the QuoteYeti editorial team. Auto, home, life, business, health, renters, pet, and travel.</description><link>https://www.quoteyeti.com/</link><language>en-us</language><copyright>© 2026 QuoteYeti</copyright><item><title>How to actually use open enrollment season</title><link>https://www.quoteyeti.com/blog/how-to-actually-use-open-enrollment/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/how-to-actually-use-open-enrollment/</guid><description>A clear method for picking the right health plan in 30 minutes instead of 30 seconds.</description><pubDate>Tue, 15 Sep 2026 00:00:00 GMT</pubDate><category>Health Insurance</category><author>QuoteYeti Editorial</author></item><item><title>When you should add an umbrella policy</title><link>https://www.quoteyeti.com/blog/when-to-add-umbrella-policy/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/when-to-add-umbrella-policy/</guid><description>The cheapest insurance most people don&apos;t have — and why most middle-class households need it.</description><pubDate>Wed, 03 Jun 2026 00:00:00 GMT</pubDate><category>Insurance Strategy</category><author>QuoteYeti Editorial</author></item><item><title>Do you actually need gap insurance?</title><link>https://www.quoteyeti.com/blog/do-you-actually-need-gap-insurance/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/do-you-actually-need-gap-insurance/</guid><description>When gap coverage is essential, when it&apos;s a waste, and where to actually buy it.</description><pubDate>Wed, 27 May 2026 00:00:00 GMT</pubDate><category>Auto Insurance</category><author>QuoteYeti Editorial</author></item><item><title>Should you raise your deductible?</title><link>https://www.quoteyeti.com/blog/should-you-raise-your-deductible/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/should-you-raise-your-deductible/</guid><description>How to do the actual math on deductible decisions instead of guessing.</description><pubDate>Wed, 20 May 2026 00:00:00 GMT</pubDate><category>Pricing</category><author>QuoteYeti Editorial</author></item><item><title>How to figure out how much life insurance you actually need</title><link>https://www.quoteyeti.com/blog/how-much-life-insurance-do-you-actually-need/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/how-much-life-insurance-do-you-actually-need/</guid><description>A clear method for sizing coverage that doesn&apos;t rely on guesswork or insurance-salesperson math.</description><pubDate>Wed, 13 May 2026 00:00:00 GMT</pubDate><category>Life Insurance</category><author>QuoteYeti Editorial</author></item><item><title>How to do a home inventory in one afternoon</title><link>https://www.quoteyeti.com/blog/how-to-do-home-inventory-in-one-afternoon/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/how-to-do-home-inventory-in-one-afternoon/</guid><description>The under-discussed insurance task that pays off the most at claim time.</description><pubDate>Wed, 06 May 2026 00:00:00 GMT</pubDate><category>Preparation</category><author>QuoteYeti Editorial</author></item><item><title>What to do in the first 60 minutes after a car accident</title><link>https://www.quoteyeti.com/blog/what-to-do-first-60-minutes-after-car-accident/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/what-to-do-first-60-minutes-after-car-accident/</guid><description>The post-accident steps that protect your claim — and the common mistakes that hurt your payout.</description><pubDate>Wed, 29 Apr 2026 00:00:00 GMT</pubDate><category>Claims</category><author>QuoteYeti Editorial</author></item><item><title>Your insurance score isn&apos;t your credit score (and other surprises)</title><link>https://www.quoteyeti.com/blog/insurance-score-vs-credit-score/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/insurance-score-vs-credit-score/</guid><description>Why your insurance rate may not move when your credit improves — and what actually moves it.</description><pubDate>Wed, 22 Apr 2026 00:00:00 GMT</pubDate><category>Pricing</category><author>QuoteYeti Editorial</author></item><item><title>Why you should re-shop your auto insurance every six months</title><link>https://www.quoteyeti.com/blog/why-reshop-auto-insurance-every-six-months/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/why-reshop-auto-insurance-every-six-months/</guid><description>The single most undervalued move in personal finance: getting fresh quotes twice a year.</description><pubDate>Wed, 15 Apr 2026 00:00:00 GMT</pubDate><category>Shopping</category><author>QuoteYeti Editorial</author></item><item><title>Shopping as a young driver: how to actually save</title><link>https://www.quoteyeti.com/blog/shopping-as-a-young-driver/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/shopping-as-a-young-driver/</guid><description>Drivers under 25 pay the highest auto insurance rates. Here&apos;s how to minimize the damage.</description><pubDate>Sun, 15 Mar 2026 00:00:00 GMT</pubDate><category>Auto reality checks</category><author>QuoteYeti Editorial</author></item><item><title>Telematics insurance: the privacy / savings tradeoff</title><link>https://www.quoteyeti.com/blog/telematics-tradeoffs/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/telematics-tradeoffs/</guid><description>Progressive Snapshot, Allstate Drivewise, and similar programs can save you money. They also track everything.</description><pubDate>Sun, 15 Mar 2026 00:00:00 GMT</pubDate><category>How insurance works</category><author>QuoteYeti Editorial</author></item><item><title>The bundling trap: when &apos;discounts&apos; aren&apos;t really discounts</title><link>https://www.quoteyeti.com/blog/the-bundling-trap-when-discounts-arent-discounts/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/the-bundling-trap-when-discounts-arent-discounts/</guid><description>Bundling auto + home with the same carrier saves money — except when it doesn&apos;t. Here&apos;s how to tell.</description><pubDate>Sun, 15 Mar 2026 00:00:00 GMT</pubDate><category>Money moves</category><author>QuoteYeti Editorial</author></item><item><title>The real cost of a traffic ticket: it&apos;s not the ticket</title><link>https://www.quoteyeti.com/blog/the-real-cost-of-a-traffic-ticket/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/the-real-cost-of-a-traffic-ticket/</guid><description>A $250 speeding ticket can cost you $2,000 in insurance over five years. Here&apos;s the math.</description><pubDate>Sun, 15 Mar 2026 00:00:00 GMT</pubDate><category>Auto reality checks</category><author>QuoteYeti Editorial</author></item><item><title>What not to tell your insurance adjuster after a claim</title><link>https://www.quoteyeti.com/blog/what-not-to-tell-your-insurance-adjuster/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/what-not-to-tell-your-insurance-adjuster/</guid><description>The first conversations after a claim shape the entire settlement. Here&apos;s what to say and what not to.</description><pubDate>Sun, 15 Mar 2026 00:00:00 GMT</pubDate><category>When things go wrong</category><author>QuoteYeti Editorial</author></item><item><title>What your credit score actually does to your insurance premium</title><link>https://www.quoteyeti.com/blog/what-your-credit-score-actually-does-to-your-premium/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/what-your-credit-score-actually-does-to-your-premium/</guid><description>Insurance scores and credit scores aren&apos;t the same thing, but they&apos;re closely related. Here&apos;s how carriers use them and what you can do.</description><pubDate>Sun, 15 Mar 2026 00:00:00 GMT</pubDate><category>How insurance works</category><author>QuoteYeti Editorial</author></item><item><title>When you actually need an umbrella policy</title><link>https://www.quoteyeti.com/blog/when-do-i-need-an-umbrella-policy/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/when-do-i-need-an-umbrella-policy/</guid><description>Umbrella insurance is cheap, but not everyone needs it. Here&apos;s how to decide.</description><pubDate>Sun, 15 Mar 2026 00:00:00 GMT</pubDate><category>Money moves</category><author>QuoteYeti Editorial</author></item><item><title>Why your renewal premium just jumped (and what to do)</title><link>https://www.quoteyeti.com/blog/why-your-renewal-premium-jumped/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/why-your-renewal-premium-jumped/</guid><description>Renewal increases aren&apos;t random. Here&apos;s why they happen and what your options are.</description><pubDate>Sun, 15 Mar 2026 00:00:00 GMT</pubDate><category>Renewal moves</category><author>QuoteYeti Editorial</author></item><item><title>Why we built QuoteYeti</title><link>https://www.quoteyeti.com/blog/why-we-built-quoteyeti/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/why-we-built-quoteyeti/</guid><description>An honest accounting of why we built an independent insurance research site.</description><pubDate>Thu, 15 Jan 2026 00:00:00 GMT</pubDate><category>From the Editor</category><author>David Krug</author></item><item><title>Welcome to QuoteYeti</title><link>https://www.quoteyeti.com/blog/welcome/</link><guid isPermaLink="true">https://www.quoteyeti.com/blog/welcome/</guid><description>Eight verticals, one independent insurance team. Here&apos;s what we&apos;re building.</description><pubDate>Thu, 01 Jan 2026 00:00:00 GMT</pubDate><category>Announcements</category><author>QuoteYeti Team</author></item></channel></rss>