Buick Encore Insurance Cost

On average, Buick Encore insurance rates cost around $238 a month — or $2,856 a year. Depending on your driving record, amount of kilometers per year and other variables, your cost may be more or less real.

A competent driver aged 40 years, with full coverage and excellent credit that drives about 13,000 miles each year is assumed by our vehicle compared to research. They also adopt a single car policy for a brand new automobile and will not take into account any reductions for multi-cars.

Car insurance rates vary significantly by age, government, insurance and miles. These rates are also affected by factors including recent accidents, traffic tickets, loan history.

What Kind of Insurance Do You Need for Your Buick Encore?

There are several ways to insure the Buick Encore. Some Member States provide insurance coverage for you and additional optional policies. Conversing with your independent local insurance company can help you determine which coverage is the best one for you.

Buick Encore Insurance Cost

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Most states mandate the following coverage:

Bodily Injury Liability

In the event of a vehicle collision that causes harm to other riders, passengers and pedestrians, the responsibility for body injury must be paid for health costs. It also covers missed salaries if the individual cannot work because of an accident.

Property Damage Liability

If you or anyone driving your automobile destroys the property of another person, your own property damage insurance will assist you in paying the cost to replace or restore the property, car or structure. The responsibility for property damages does not cover your car’s damage.

Many states require this coverage:

Medical Payments/Personal Injury Protection

Either you or your passengers suffer most car accidents. Medical payments or PIP coverage compensates you and anybody in your vehicle for medical care required. PIP insurance is available and is often needed in “no-fault” jurisdictions. Coverage for medical payments is provided elsewhere.

Uninsured and Underinsured Motorist Coverage

When you’re engaged in a hit-and-run, another motorist doesn’t have sufficient insurance to cover your losses, he/she can afford to compensate for your car damages.

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Optional Coverage


If you are guilty in an accident, the collision protection on your behalf will compensate for damage to the property of others. Coverage for collision may preserve your money if a loss occurs in your own finances.


Your Buick Encore is at threat, even sitting in your garage comfortably. The car may suffer from a natural catastrophe, storm and other events. Comprehensive coverage provides coverage if harm happens.

Glass Coverage

It may cost between $300 and $500 to replace your Buick Encore Windshield. You may have your windshield replaced by a zero-deductible glass coverage instead of paying that expense on your own. Usually, this policy support is modest and worth just a few more dollars.

Gap Insurance

You’ll want to get gap insurance whether you finance or lease your Buick Encore. If a complete loss accident occurs, the gap coverage pays the difference between the value of the vehicle and the amount that is due. You will be liable to pay the difference out of the pocket without gap insurance.

What Affects Your Buick Encore Insurance Cost?

The insurance rates for your Buick Encore shall be determined by many variables. It’s not just about the car. Younger drivers, for example, will be paid higher insurance premiums, since they are less experienced and have more accidents. You pay $5.196 on insurance per year if you are an adolescent Buick Encore driver. The lowest average coverage rate in the United States is $815 per year. Many driving infractions or a failure accident place you in the category of high risk driver. For Buick Encore insurance a high-risk driver spends $3,052 a year on average.

Checkout our review of Buick car insurance rates.