Audi RS5 Insurance Cost

The 2018 Audi RS 5 is now available in the United States. Because of Audi’s customer demand, coverage is typically simple to come by. However, as a premium sports vehicle, it is not the cheapest to insure. The average cost of Audi insurance is about $200 per month or $2,400 per year. The price you pay is determined by your provider, driving history, amount of coverage, and state. For example, vehicle insurance is less expensive in Maine, but it is more expensive in New Jersey, Minnesota, and Georgia.

How to compare insurance for the Audi RS 5

Audi RS5 Insurance Cost - Audi Logo

Car insurance is the most adaptable of all forms of insurance. As a customer, you have the option of switching providers and changing your policy, level of coverage, and extras.

When looking for auto insurance for your Audi RS 5, keep the following points in mind:

  • Price. To get the most bang for your buck, establish how much coverage you require and then use that figure to compare prices among providers.
  • Coverage types. Because the Audi RS 5 is a high-end vehicle, you should acquire more than the state’s minimum liability requirements to cover damages in the event of a collision.
  • Extras. Most insurance companies let you add extras like accident forgiveness, roadside help, and vanishing deductibles to your coverage.
  • Restrictions. While Audis are typically simple to insure, certain insurance companies may not cover adolescents who drive premium sports vehicles such as the RS 5. Others may put limitations on ridesharing or driving in other countries. Learn about these now to avoid coverage gaps or refused claims in the future.
  • Warranty. The New Vehicle Limited Warranty from Audi protects your vehicle for four years or 50,000 miles, whichever comes first. You’ll also receive four years of 24/7 roadside support from Audi, eliminating the need for additional roadside coverage on your insurance.

What special programs does Audi offer for the RS 5?

Are you in the military? Audi’s Military Sales and Expatriate Program provides discounts to active-duty military, civilian, and Department of Defense personnel stationed abroad in the United States.

The Audi Owner Loyalty Offer also includes a $1,000 credit against the purchase or leasing of any new Audi vehicle for 2017 or 2018, including the RS 5.

What factors affect car insurance for the Audi RS 5?

Your premium is determined by your provider, as well as your driving history, where you reside, the vehicle you drive, and how frequently you drive it. Insurance companies place their own emphasis on factors including vehicle mileage, body style, and engine power.

Your vehicle insurance rate for the Audi RS 5 is influenced by:

  • Body type. The RS 5 is a midsize premium sports vehicle. It’s a coupe, therefore it’s got a fixed roof and two doors. With these specifications, it is a somewhat costly vehicle to insure.
  • Fuel option. The Audi RS 5 uses premium fuel and features a turbocharged engine, which may raise insurance costs.
  • Type of car. This sports automobile is generally more expensive to insure due to the expense of repairs.
  • Theft. The RS 5 is not an often stolen car. In general, Audis have low theft rates, which may lower insurance costs.
  • Repairs. As a premium sports vehicle, replacing the inside or repairing body damage can be expensive. Despite the fact that the automobile is manufactured in another country, there are authorized repair shops throughout the United States, and Audi has a strong warranty program for maintenance concerns.
  • Safety features. The RS 5 comes standard with advanced safety features like numerous airbags, a rearview camera, a power central locking system, and antilock braking. These features decrease the danger of harm to people and the vehicle in an accident, lowering insurance costs.

Driver factors and insurance costs

Your provider considers your age, gender, marital status, and driving history when calculating your premium. If you haven’t had any serious traffic infractions in the last three to five years, you’ll probably obtain a lower rate.

Your credit history and potential drivers will also be evaluated by your insurance. You may be charged a higher fee if you have bad credit or if your automobile will be used by adolescents or someone with a less-than-perfect driving record.

It all boils down to risk: the riskier you are to insure, the more expensive your insurance.

Does the Audi RS 5 qualify for discounts?

Yes. These discounts may be applied to your policy by your provider and can reduce the cost of your insurance by 5% to 30%:

  • New car discount
  • Antitheft discount
  • Passive restraint discount
  • Automatic lights and wipers discount

Depending on your provider, you may also be eligible for driver discounts.

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Reliability and safety ratings for the Audi RS 5

Because the 2018 Audi RS 5 is only now arriving in US showrooms, it has not yet been subjected to crash testing by the National Highway Traffic Safety Administration (NHTSA) or the Insurance Institute for Highway Safety.

Almost all 2018 Audi vehicles that were NHTSA-rated received a five-star overall safety certification.

The RS 5 comes standard with dual-stage, knee, and head-curtain airbags, as well as front and rear parking sensors, a rearview camera, a power central locking system, a tire pressure monitoring system, and an antilock braking system with brake help and electronic brake pressure distribution. If you invest in extra security features, such as anti-theft devices, your insurance company may reduce the cost of your premium.

There have been no recalls for RS 5. So yet, no customer complaints have been filed with the NHTSA.

Let’s take a look at gasoline. The tank capacity of the coupe is 15.3 gallons. The RS 5’s average yearly fuel cost is $2,450, which incorporates current gasoline costs and 45 percent highway and 55 percent city driving over 15,000 miles. According to Gasoline Economy, the typical new car costs $52 to fill the tank, and you should expect to pay $4,500 more in fuel expenditures over five years.

What you don’t know about Audi

Audi was the first firm to perform crash tests in 1939, encouraging other manufacturers to follow suit. They used to demonstrate the safety of their vehicles by rolling them down a hill. Simple, yet effective.

Audi means “to listen” in Latin, and you’ll have to struggle to hear anything from the RS 5. While the sports vehicle is quick, accelerating from 0 to 60 mph in 3.7 seconds, it is also very smooth. Car critics from all around are blown away by how quiet it is.

Compare Audi RS 5 competitors

Looking for a different vehicle brand? Identify automobile brands and models that are comparable to the Audi RS 5.

Bottom line

The Audi RS 5 is a high-end sports vehicle. And insurers know that implies you’re likely to drive it frequently — and quickly.

This model is often more costly to insure, but you may be able to save money through loyalty, defensive driving, or safety incentives. Audi’s warranty and maintenance program are rather strong, so you shouldn’t anticipate spending too much money on maintenance, especially during the first four years.

Before signing up for coverage for your RS 5, compare auto insurance carriers to save money.

Visit our review of Mercedes-Benz AMG GT Insurance Cost for another car insurance review.