Audi A3 Insurance Cost

Audi A3 Insurance Cost costs an average of $205.13 a month — or $2,461.53 per year. However, your real prices will vary depending on your driving history, car model, and region.

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Audi A3 insurance rates

We gathered Audi A3 vehicle insurance quotes from the industry’s leading insurers and discovered that the average monthly cost of insurance for a 2020 Audi A3 is $205.13. However, you may qualify for reduced rates if you purchase an older model.

How to compare insurance for the Audi A3

The Audi A3 should be covered by the majority of significant insurance providers, so you should search around to find a policy that suits your needs. It’s essential to understand what to look for when selecting insurance. To make an informed comparison of your alternatives, consider a range of criteria in addition to the price.

  • Price. While price is critical, it is preferable to utilize a tool to evaluate similar insurance alternatives rather than making price the decision factor.
  • Deductible. Select a deductible that is appropriate for your budget and circumstances. Increased deductibles may be more expensive up front, but they can result in cheaper monthly rates. Similarly, a higher deductible is less expensive if you file a claim, but may result in higher monthly rates.
  • Minimum coverage. Except for New Hampshire and Virginia, all states require drivers to have automobile insurance. Before purchasing an insurance, ensure that the state’s minimal requirements are satisfied.
  • Additional coverage. Personal injury protection and uninsured motorist coverage are only two of the several types of additional coverage offered. Ensure that the company you pick provides the additional coverage you require.
  • Extras. Accident forgiveness, roadside assistance, and no-deductible glass repair are all optional coverages that your policy may provide. If you require more features, contact your provider to determine what is available.
  • Restrictions. Certain rules may impose limits on ridesharing, international travel, and other activities. Bear in mind any limits to avoid coverage gaps or refused claims.
  • Manufacturer offers or loyalty discounts. Certain manufacturers have partnered with insurance companies to offer special promotions or discounts. Consult a local Audi dealer to determine whether any special deals are available.
  • Warranty. Determine the extent of coverage provided by your manufacturer warranty to prevent paying for coverage that you do not require.

What factors affect car insurance rates for Audi A3?

Your rates are decided by a number of criteria, including your driving history, geographic area, provider preference, and, of course, the car you drive. Each car has its own unique set of safety features, body style, engine, and other components that are all taken into account when determining your premiums. This is why your insurance premiums will vary significantly based on the type of car you insure.

  • Body type. The Audi A3 is a four-door sedan that is ideal for commuting and leisure. This body shape is less likely to be driven aggressively than a sports vehicle, which may result in reduced insurance premiums.
  • Type of car. The A3 is a premium compact car that is typically less expensive to insure than an SUV or pickup truck. It may, however, be more costly than a base-model compact sedan such as the Volkswagen Jetta.
  • Theft. Sedans have the greatest theft rate of any car, which may account for the higher insurance costs.
  • Repairs. Audi cars are highly popular in North America, which means you should have no difficulty locating replacement parts or service centers. This might result in decreased insurance prices.
  • Safety ratings. Audi automobiles typically have excellent safety ratings, and the A3 is no exception. In general, safer automobiles cost less to insure.

How do trim packages affect insurance costs?

Trim packages and accessories can have an influence on your vehicle’s performance both on and off the road. Additional security systems, for example, can minimize the danger of theft, while safety features and engine packages can assist prevent crashes. The configuration of your Audi A3 may affect the cost of vehicle insurance.

Packages

  • Premium. This option includes a rearview camera and Xenon headlights, which may improve visibility and save insurance costs.
  • Premium Plus. The parking system, side assist, and cross traffic assist can make driving safer and perhaps lower your insurance costs.
  • Prestige. This option includes everything in the Premium Plus package, plus full LED headlights and adaptive cruise control, which might help you save money on your insurance.
  • TFSI Quattro with AWD. All-wheel drive, which is offered on all packages, can improve traction and may lower insurance costs.

Options

Sport suspension. This option may enhance your handling, which may result in a reduction in your premiums.

Rear-passenger side airbags. This safety element can lessen the chance of bodily injury in the case of an accident, thus lowering your premiums.

Does the Audi A3 qualify for auto insurance discounts?

Depending on whatever carrier you pick, your vehicle may be eligible for certain auto insurance savings. The actual reductions you receive, however, may vary based on your region, provider, selections, and other variables. Here are a few examples that should be applicable to the Audi A3:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi A3?

According to J.D. Power, the 2017 Audi A3 earned an average dependability rating of 3/5 stars. Various customer evaluations on other websites, however, score it 4.5/5 stars or above, with one source giving it a 95.5 percent dependability rating based on an extensive driver poll.

Since the A3’s redesign in 2015, there have been a number of recalls. Here are a few recent examples:

  • 2017-2018. A total of 8,400 2017-2018 Audi A3 cabriolets and sedans were recalled owing to an engine stalling issue. According to Audi, the engine control unit software may misunderstand the flywheel spin at engine starts as a “knocking” condition, and the modified air/fuel mixture may result in a stall, increasing accident risk.
  • 2017. A small number of 2017 vehicles were recalled owing to an issue in which the passenger frontal airbag may deploy incorrectly, possibly injuring the person when the airbag deployed with greater force than planned.
  • 2016. A tiny proportion of 2016 Audi A3s were recalled due to problems with the engine cooling system, fuel systems, and side marker lights.
  • 2015. Fewer than 1,000 Audi A3s from 2015 were recalled due to poorly sewn front seats, which might prevent side airbags from deploying in the case of an accident.

According to numerous internet sites and forums, the 2015 Audi A3 has the greatest difficulties and is regarded as the worst model year due to high repair prices and frequency of troubles. However, this might be due to the fact that 2015 was the first model year following a substantial redesign. Excessive oil usage, transmission alerts, and unexpected power outages are all common concerns with the 2015 A3. Owners of 2016 vehicles have reported jerking and hesitancy during acceleration, as well as water seeping into the car.

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How safe is the Audi A3?

The A3, like many Audi vehicles, has excellent safety ratings and is outfitted with a variety of safety measures. The 2018 A3 got a 9.3/10 for safety from U.S. News and J.D. Power, as well as high grades from the IIHS. The NHTSA offers it a 5-star overall rating, including a 4/5 rating for frontal collision, a 5/5 rating for side crash, and a 4/5 rating for rollover.

Audi A3 maintenance

The Audi A3 is classified as a premium small car and can be relied on to function well as a daily driver. However, in order to extend the life of the car and improve mileage, it is important to keep up with maintenance. Here’s what to anticipate from the Audi A3 in terms of oil changes, mileage, and warranty.

Audi covers the cost of your first planned maintenance, which happens after one year or 10,000 kilometers. Following that, adhere to the maintenance plan specified in your owner’s handbook.

A technician should charge around $100 to replace your Audi A3’s oil and filter, while a dealership may charge up to $150.

  • The standard 2018 Audi A3 gets an average of 29 miles per gallon, with 26 in the city and 35 on the highway.
  • The 2018 Audi A3 Quattro gets an average of 27 miles per gallon, with 24 in the city and 31 on the highway.
  • The 2018 Audi A3 Cabriolet gets an average of 28 miles per gallon, with 25 in the city and 33 on the highway.
  • The 2018 Audi A3 Cabriolet Quattro gets an average of 25 miles per gallon, with 22 in the city and 30 on the highway.
  • Audi encourages owners to bring their A3 to a dealer for service, but won’t void your warranty if you bring it elsewhere.
  • The 2018 Audi A3 comes with a four-year/50,000-mile warranty and 24-hour roadside assistance.

Is an extended warranty worth it for the Audi A3?

The Audi A3 comes with a four-year, 50,000-mile warranty, but you may want to consider extending your coverage when it expires. This is offered in the form of the Audi Certified Plus Limited Warranty, which is accessible after the new vehicle warranty expires. If bought, the Audi Certified Plus Limited Warranty takes effect and offers coverage for two years or up to 50,000 extra miles, up to a total of 100,000.

About the Audi A3

In 1996, the Audi A3 was developed as a modest family-sized, compact vehicle. The 2017 model is well-known for its affordable price and athletic performance. The National Highway Traffic Safety Administration awarded the 2017 Audi A3 a 5-Star Overall Safety Rating, and the Insurance Institute for Highway Safety named it a Top Safety Pick.

Compare Audi competitors

Interested in seeing what else is available? Consider other Audi models or a different manufacturer entirely.

Audi has a large range of sedans, wagons, coupes, and other cars that you may be interested in. The A3 is Audi’s entry-level model, so expect to pay more for an A4, A5, or any other bigger model.

Bottom line

The Audi A3 is a budget-friendly premium car that prioritizes comfort and convenience. While the vehicle’s body design, safety features, repair costs, and other factors all contribute to the cost of car insurance, you should evaluate your alternatives to determine the exact amount you’ll pay to insure this vehicle.

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